Archive for May, 2015

Memorial Day

Posted on: May 25th, 2015 by Herlihy Insurance Group No Comments

Herlihy Insurance Group wishes all a safe and enjoyable Memorial Day weekend. We are thankful for living in this country and we know that freedom is not free.

Memorial Day

Freedom Is Not Free

By Kelly Strong

I watched the flag pass by one day.
It fluttered in the breeze.
A young Marine saluted it,
and then he stood at ease.
I looked at him in uniform
So young, so tall, so proud,
He’d stand out in any crowd.
I thought how many men like him
Had fallen through the years.
How many died on foreign soil?
How many mothers’ tears?
How many pilots’ planes shot down?
How many died at sea?
How many foxholes were soldiers’ graves?
No, freedom isn’t free.

I heard the sound of TAPS one night,
When everything was still
I listened to the bugler play
And felt a sudden chill.
I wondered just how many times
That TAPS had meant “Amen,”
When a flag had draped a coffin
Of a brother or a friend.
I thought of all the children,
Of the mothers and the wives,
Of fathers, sons and husbands
With interrupted lives.
I thought about a graveyard
At the bottom of the sea
Of unmarked graves in Arlington.
No, freedom isn’t free.

Herlihy Re-Certified 5 Star Award Winner

Posted on: May 15th, 2015 by Commercial Insurance No Comments

Five Start Award of Distinction

In January 2002, our agency received its first Five Star Certification. The certification, provided by our agents’ state association, rates the agency in five areas; Customer Focus, Management and Leadership, Human Resource, Process & Product, and Future Success.

On May 5th, Herlihy Insurance Group was recertified as a Five Star Agency, our fifth time we have achieved the designation. I’m very proud of all our employees for the time and effort put forth in achieving the designation. It was truly a team effort and a very proud time for everyone at Herlihy Insurance Group.

Every successful business strives to get better each year. A friend of mine uses the acronym, CANEI. It stands for Constant And Never Ending Improvement. Our agency strives to get better every year for our customers, employees and the community we work in. We feel this approach, along with our insurance expertise, will make us the agency of choice for our customers and employees.

We hope you see our improvement each year and welcome your suggestions and comments on how our agency can better work with you. I hope you have a successful 2015 both in your business and personal life.

Enjoy the spring and summer. It’s well deserved!

Jim Herlihy

Herlihy Insurance Group – Five Star Agency Again!

Posted on: May 11th, 2015 by Herlihy Insurance Group No Comments

Five Start Award of Distinction

Herlihy Insurance Group would like to thank our staff, clients and company partners for making us FIVE STAR again.

Here’s a press release about our good news!

Herlihy Five Star Award of Distinction Press Release

It’s smart and it tells the time, but is it jewelry?

Posted on: May 4th, 2015 by Personal Insurance No Comments

Apple Watch

Apple’s new smartwatch was creating a stir well before its release. It seems that many Apple devotees are on plan to aquire these watches.

At the price some models are selling for, purchasers should check with their insurance agent to see just how these devices will be insured.

Jewelry or mobile device? After checking in with a few of our insurance providers we are realizing that they each have their own view on this one!

So for all you Apple Watch people if you are interesting in having insurance on this purchase, we recommend you “schedule” coverage for this item on your home or apartment insurance policy. The insurance company can decide if it is jewelry or an electronic device, but you will have the broadened coverage that you need!

Good Luck with all that. I am sticking with my Timex.

Cyber Theft

Posted on: May 1st, 2015 by Commercial Insurance No Comments

Most business owners are aware of the data breaches that occurred to Target, UMass Hospital and other high profile businesses. We all have some exposure to employees’ and customers’ personal information and hopefully have taken the steps to protect their information.

Another area that concerns us even more is the security of our money! Most of our income is direct deposited into our bank accounts from our insurance partners. Most of our bills are paid electronically to our vendors. When we called our bank to see how secure our funds are with them, we were very disappointed. The bank provides coverage for personal accounts, but not for corporate accounts.

Businesses are victimized when hackers gain access to account information and drain money from bank accounts. These types of “thefts” are Not Covered by your property insurance policies.

There are two relatively new coverages being offered by that can help; Computer Fraud and Funds Transfer Fraud. Not all insurance companies will offer these coverages, and in most cases a separate policy will be required.

This new cyber world brings us some fascinating new ways of working. Every new advancement brings a new way for people to take what we’ve worked so hard for. There are some very intelligent people working really hard to separate you from your money.

Talk with your bank and IT people to make sure you are doing everything you can to protect your business. For more information on data breach and transfer fund fraud and how insurance may fill holes in your insurance program, Call us Today.

You have Cyber Liability questions, We have the answers!