Posts Tagged ‘Social Media’

Social Media & You

Posted on: August 22nd, 2017 by Agent Mark No Comments

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If you or a family member are active on social media consider adding “Personal Injury” coverage to your home insurance. Personal Injury coverage will provide coverage if you become legally libel for oral or written publication of material that slanders or libels a person or organization, their goods, products or services.

Have teenagers in your home? Strongly consider the coverage. Personal Injury coverage can be added for about $30 a year.

Has your family’s insurance kept up with your family’s use of social networks?

Posted on: June 13th, 2014 by Personal Insurance No Comments

As we head into the summer months where my kids typically have more down time, I started to think about how much computer time they may rack up.

According to www.statisticbrain.com, 98% of my kids friends use social media and they spend on average one to two hours a day on some type of social media. From what I can see, that is a low ball estimate!

Many of the social media sites they frequent provide them with a “voice” to all sorts of audiences. They join conversations with people from varied back grounds and experiences.

There are lots of positive thoughts and ideas shared in many of these interactions. In general during the past five years there has also been an increase of “libel and slander” allegations as the result of some online conversations.

As an insurance agent, we want our clients to know that there is a risk of being successfully sued for posting or tweeting a comment that causes another to take legal action.

If you or your family members are joining conversations online be sure to add Personal Injury coverage to your home and umbrella policies.

Insurance coverage for Personal Injury will provide you with some protection for “libel, slander or defamation of character”. The cost to add this coverage is minimal. ($25-$50)

Knowing that my kids will be around with extra time this summer I am making sure this is included in my home insurance and personal umbrella coverage.

And I must admit. There is a HUGE part of me that hopes for no WIFI when we actually do go “on vacation” this summer!