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Home Insurance

Your home is probably one of your most valuable assets. For many individuals a "HOME" becomes and extension of who you are! We at Herlihy Insurance Group are experts is designing the proper insurance protection for your home. Our agency represents over a dozen home insurance companies that allows us to provide you with the insurance protection that you need.

Our goal in setting up a home insurance package for our client is to take the time to customize the right coverage for the right home and homeowner. All home insurance coverages, just like all of our clients are different.

In Massachusetts there is no "standard" homes insurance policy. We at Herlihy Insurance Group first take the time to gather information regarding your home and your family. Once we have your information, we then go out to our twelve different home insurance companies and see which one offers the most comprehensive coverage at the most competitive price for you and your family.

Click here for our coverage review form.

Click here for a quote

Your home itself

Thirty five percent of all home owners in the United States are "under insured". At Herlihy Insurance Group we start our home insurance review process by getting the details about your home and all of its features. We look at all of the details of your home itself. Our reason for doing this is that at loss time we want to make certain that you hear , "We've got that covered.". When was the last time you reviewed your home insurance limit?

The Home Insurance "Coverages" you select

A typical home insurance policy provides you with six the basic coverage parts. Coverage on your home, other structures, (like your garage, fence, shed), personal property, Loss of Use, Personal Liability, Medical Payment.

At Herlihy Insurance we believe that all of our clients deserve more than just the "basics" By designing individual home insurance we packages we get a good sense of what is in your home that you values and then we work with you to obtain the best coverage option for these things.

We at Herlihy believe that all homeowners should ask themselves the following questions.

  1. Do I have the proper home insurance coverage?
  2. Have I maximized my savings opportunities?
  3. Do I understand my policy coverage limitation that may affect me?

For many of us our homes are our largest assets, so let's get it covered!

As a homeowner you need to think about such things as:

  • Replacement cost coverage
  • Special risk contents coverage
  • Personal Injury coverage
  • Identity theft coverage
  • Back Up of Sewer and Water
  • Fuel Oil Coverage
  • Earthquake
  • Flood
  • Collectibles: jewelry, furs, guns, silver, art work
  • Specialty Items that may need "specialty" coverage
  • Business things at your home

Interested in reviewing Frequently asked questions? Or would you like to submit your own question to us?


To read more on home insurance coverage, click on one of the links below.

Home Insurance Optional Coverages

Home Insurance Savings Options

Home Insurance Frequently Overlooked Limitations

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