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Home Insurance Frequently Overlooked Limitations

Do you know your policy coverage limitations?

Since no two home insurance policies are exactly the same, we advise our clients to review a few important policy coverage limitations. Here are just a few of the most common limitations in which are clients have the most interest.

Theft Limitation for jewelery: starts at $1000
Theft Limitation for furs, guns, silver: starts at $1000
Limitation on business contents in your home: $2500
Limitations on business contents in your detached garage: No coverage

Liability Limitations for:

  • Dog bites
  • Business activities
  • Use of ATVs and some watercraft

As we mentioned these are just a few of the limitations that may be in your policy. We find that most of our new clients are not aware of many of the policy limitations within their policies.

Questions on your policy limitations?

ASK HERLIHY...

To read more on home insurance coverage, click on one of the links below.

Home Insurance Optional Coverages

Home Insurance Savings Options

Home Insurance Frequently Overlooked Limitations

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