Usually it is never a good thing when the weather makes the news! Last week torrential rains wreaked havoc on already flooded parts of southeast Texas as one major river has swelled to levels not seen in more than 100 years.
Flash floods were an issue in many parts of Texas as a slow-moving storm system continued to soak the area.
As one meteorologist stated, “The thing that has been unusual about this, the past few weeks, is the amount of rain that we’ve seen.”
So Texas is far from Massachusetts where our clients reside but this news story brings up the topic of water damage and your stuff!
You want to make certain that your properties and your cars are covered for damage caused by “water”.
This can be a tricky one because coverage for FLOOD is typically NOT included on home or business properties. In order to secure flood insurance you do need a separate insurance policy.
We suggest that all property owners check out flood insurance. You never know when the 100 year storm will hit!
Another more common water damage claim is WATER and SEWER BACKUP We suggest that all property owners consider adding this additional “water damage” coverage.
As for your cars and trucks, the good news is if you have “comprehensive coverage” the flood or water damage claim would typically be covered.
Not sure what you selected for WATER coverage on your insurance? Give your agent a call to go over this important topic.