The destructive tornado damage that occurred this week in Alabama reminds us all of the power of mother nature.
I was not around but my parents were for the tornado in June of 1953. This tornado had stayed on the ground for ninety minutes and traveled across 48 miles . To date the Worcester tornado of 1953 remains one of the most deadliest tornados in the United States. My parents recall exactly where they were and when the tornado touched down and how dark the skies became.
As I watched the news stories on the Alabama wreckage and recalled my parents’ stories, I got to thinking, yes this can happen here. From a safety standpoint there are all sorts of tornado safety precautions. The one I always remember is go to the basement!
As for any property damage, home and property owners should know that most standard property policies do provide you coverage for tornado damage to your home or building. The most important thing to review on your insurance would be …. Do I have enough insurance to rebuild? The destruction caused by recent tornados shows us that a complete and total loss of your home or building is possible if you are in the path of the tornado.
You can’t stop this type of mother nature destruction but you can make certain that you have insured your property to its full replacement value.
Not sure if you are insured to value? Check in with a local builder for a replacement cot estimate for your building or reach out to us and we would be happy to assist you in checking on your insurance limit you have selected.
We keep the residents of Alabama and Georgia in our thoughts and prayers as they begin their tornado clean up process.
Herlihy Group – Here to Help!