We were saddened to see the National Safety Council Trends for driving in the US. 2010: 35,332 deaths—1.19 per 100 million miles driven 2014: 35,398 deaths—1.17 per 100 million miles driven 2021: 46,980 deaths—1.50 per 100 million miles driven And more recent data shows that from 2018 to 2022, the number of deadly automobile accidents …
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Author Archives: cherlihy@herlihygroup.com
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Driving Trends That Make Us Think Again
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As we Review Insurance Options with Many of our Clients, One Thing is for Sure….
…it is crazy out there! Here are a few quotes from notes we have received from our carrier companies during the first part of this year: “Due to their outsized impact on reinsurance costs, all dwelling risks (HO3, HO5 and Dwelling Fire) in these counties will be non-renewed at policy expiration starting in …
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Winter Newsletter: How Much Personal Liability Coverage Should You Have?
The amount of personal liability insurance that you should carry depends on your individual circumstances and needs. Some factors to consider when determining how much coverage you should have include: The value of your assets Your income The level of risk you’re exposed to in your daily life. ( Swimming Pools, Trampolines, Pets, Party host) …
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Winter Newsletter: Saving Money on Your Insurance Program
Car Insurance Savings Check List ✓ Build a Safe Driving Record: Discounts for drivers with clean driving records are substantial ✓ Get your bundling savings by placing all of your policies with our agency. Home/ Car/ Umbrella/ Boat/ Rental Property; The more we insure for you, the greater the discounts our companies offer. ✓ Insure …
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February Commercial Newsletter: Commercial Auto Coverage
Not all commercial auto policies are the same!! Since not all companies are the same, the coverages you need on your commercial auto policy should be customized for your business. Below are a few specialty coverages that you may need. Attachments Coverage for toolboxes, plows, permanently attached equipment, customized bodies. Pollution Liability Provides coverage for …
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Lithium-Ion Battery Safety Tips
There are many things that may keep a property owner up at night, from a difficult tenant to a breakdown of essential equipment. Lately, though, your main concern might center around the alarming increase in fires in residential, commercial, and mixed-use buildings that have been caused by lithium-ion batteries. These batteries are typically smaller and …
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Another Dinnertime Conversation about Insurance
My husband is now old enough to have friends moving away to Florida. They are trading their northeastern homes for warmer weather. On a recent visit to their new homes (he does only visit in Jan-March), he was amazed at a few comments about their new locations. His friend shared, “I cannot get insurance.” Now …
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A Funny Thing Happened to the Ring!
At Herlihy Insurance Group, we love to celebrate engagement stories! Gathering with family and friends to celebrate the proposal is always a fun event! However, losing the ring after the proposal is not so fun! A family member recently had a “lost ring” scare. The proposal was very fun, the ring was given to the …
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Making a List and Checking it Twice!
It’s the most wonderful time of the year! We know it can be! As we gather with family and friends, it’s the perfect time to consider the year’s accomplishments and the things we put off until 2024! Anyone else making a list and checking it twice? As you and your family consider your items, …
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December Commercial Newsletter: Holiday Greeting
I received the following in one of my weekly email blasts and thought it was a great message for the holidays: Considering all the pressures and the time demands that we allow to impinge on our day to day activities, it’s easy to get into the habit of taking our closest relationships for granted. We …
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