Do you have a family or other individuals for whom you are responsible?
Is your estate worth more then $500,000?
Do you own a business?
If you answered YES to any of the above questions, you definitely need life insurance.
The big questions are “What type of Life Insurance do I need?” and “How much do I need?”
At Herlihy Insurance Group we have witnessed the benefits of life insurance first hand.
Our clients have utilized these funds to replace a spouse’s income, pay off a mortgage, pay for a child’s education, pay for a person to care for their children, buyout a business partner, hire a person to run their business or to pay the deceased person’s estate taxes.
When thinking about life insurance it is important to define your objective for securing this important coverage. Depending upon your specific objective and your budget, there are different types of life insurance policies to consider: Term Life, Universal Life and Whole Life are a few of your basic options.