What does a typical home
insurance policy cover?

At Herlihy Insurance Group we start our home insurance review process by getting the details about your home and all of its features. We look at all of the details of your home itself. Our reason for doing this is that at loss time we want to make certain that you hear , “We’ve got that covered”.

It is extremely important that the limit of insurance you select for your home represents the actual “replacement value” of your home. If you were to have a covered claim, you want to be able to replace what was damaged.