Expensive artwork or jewelry: Just our spring reminder! Most insurance policies have a limit as to how much they’ll pay to replace specific items that are damaged or destroyed during a covered event, like a fire. If you have expensive jewelry or artwork, you may need to get a rider on your insurance policy to …
More →
Author Archives: cherlihy@herlihygroup.com
-
Newsletter Spring 2023 | What’s In Your Home?
-
June Commercial Newsletter: Insurance Costs
Clients ask us all the time why their premiums increase when they haven’t had any claims. It’s a fair question, and one that has several answers. While individual companies may adjust pricing for their specific reasons, below are factors that all insurance companies deal with when setting their rates. Reinsurance All insurance companies purchase insurance …
More → -
A Funny Thing Happened on the Way to a Home Closing……
Recently we had a new client join our agency. We are thrilled to have new clients and greatly appreciate this referral that was sent our way! I like to share this house closing insurance adventure to help homebuyers become more aware that banks are good at setting up your financing, but they may not be …
More → -
The Condo Confusion Continues…
In our neighborhood, it’s not unusual to see older single-family homes leveled and shortly after, two or three-unit condos pop up. This certainly changes the look of our traditional neighborhood as more people move into the same small area! These condos are very attractive and quite pricey. As I walk by them, I can’t help …
More → -
Financial Spring Cleaning
This spring as we may be working in our yards, garages, and emptying our closets, a friend of mine recently shared a funny fact. My friend was cleaning out his “financial things” and organizing all the financial things that grownups do. “I guess it is time to take Betty off as my 401k beneficiary,” he …
More → -
May Commercial Newsletter: Why Do I Need Cyber Coverage?
You might be thinking, why do I need cyber liability insurance? Or, is it worth the additional cost in premium? These common misconceptions will shed light on the importance of purchasing a cyber insurance policy and the potential risks of not having one in place. 1. I’m not responsible because I outsource According to …
More → -
Did you Inherit Something Recently?
Did you know?? Mary Elizabeth Herlihy was an artist. This artist was the spouse of Jim Herlihy who started our agency in 1927. We even still have a few of Mary’s original paintings decorating our agency walls! Yes, we inherited them! We are looking to hear from our clients on what you may have inherited …
More → -
Party Time: Homeowners Take Notice!
It’s that time of year again! Proms, Graduations, Weddings, Birthday Celebrations, BBQs……………………. When the warmer weather gets here, we will be ready to join in the festivities! At Herlihy Insurance Group we like to remind our host and hostesses about Social Host Laws. Our point is not to get all legal on you, but rather …
More → -
Another Walk Around the Block and Insurance Chat!
The “One Bite” Rule and Dog Bite Injury Liability or “Strict Liability” for Dog Bite Injuries As the warmer weather is in our future, most of us will be spending more time outside! Chances are, we will meet a few new people once we venture outdoors. I know in our neighborhood, we will also meet …
More → -
April Commercial Newsletter: Employment Practices Liability
Employment Practices Liability Finding and keeping good employees is always a challenge. We all try to provide a good work environment with good pay and benefits. However, no matter how hard we try, there are always going to be employees that do not agree with how we run our businesses. The added issues with remote …
More →
Current Herlihy Insurance Group clients - Issue Your Own Certificates Now or use the form below
