Employment Practices Liability

Finding and keeping good employees is always a challenge. We all try to provide a good work environment with good pay and benefits. However, no matter how hard we try, there are always going to be employees that do not agree with how we run our businesses.

The added issues with remote working and the new Paid Family Medical Leave can negatively affect the employer/employee relationship. In many cases, this can lead to legal issues.

Employment Practices Liability  provides coverage for allegations of  wrongful termination, discrimination, sexual harassment, and retaliation. The actions could be from you, a manager or from one employee to another.

Most of the cases never get to trial,  but defense costs could easily be $10,000-$100,000.  Whether or not the claim has any merit, you will still need to defend yourself.

We have seen a significant rise in these types of claims the last few years. We have had claims that settled for $15,000 and others that have exceeded $250,000. Every business needs this coverage, what limit depends on your business and the number of employees you have.

Contact us today to discuss this important coverage.