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A Funny Thing Happened on the Way to a Home Closing……

By cherlihy@herlihygroup.com on June 15, 2023

Recently we had a new client join our agency. We are thrilled to have new clients and greatly appreciate this referral that was sent our way!

I like to share this house closing insurance adventure to help homebuyers become more aware that banks are good at setting up your financing, but they may not be your best solution for insuring that new home.

Here is our example of why!

Our new client was presented a home insurance option by the bank offering its mortgage. It seemed “good enough” until Barbara at our agency was able to point out significant differences:

At times, we see banks have offered a lower overall coverage for the home, because they are only interested in protecting their loan — while we are interested in making sure you have enough money to rebuild the home after a claim. The additional coverage options we included in our quote provides extra protection for things like:

Underground service line damage
Equipment breakdown of your major utility systems
Sewer / septic water that may back up into your home
ID Fraud that helps you rebuild your identity if someone steals your personal information

We at Herlihy Insurance understand that both pricing and coverage options are important for all of our clients. What is PRICELESS is having the right coverage at claim time.

At Herlihy Insurance Group, whether you are buying a new home or just want to check in on your current insurance coverage — we are here to help!

Posted in Backup of Sewer and Water, Home Insurance, Home Insurance Exclusions, New Home, Under-insured Homes.

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