RESOURCES|BLOG|REFERRALS|PREFERRED PARTNER

CUSTOMER LOGIN

1.888.756.5159

The Condo Confusion Continues…

By cherlihy@herlihygroup.com on June 5, 2023

In our neighborhood, it’s not unusual to see older single-family homes leveled and shortly after, two or three-unit condos pop up. This certainly changes the look of our traditional neighborhood as more people move into the same small area!

These condos are very attractive and quite pricey. As I walk by them, I can’t help but wonder if their owners got the “right” insurance. I realize this may not be a common thought of many that stroll through the neighborhood, but it is definitely one of mine!

Here are a few reasons why!

Every condo association has its own unique Condo Bylaws that determine who has to insure what
Condo unit owners have to determine how much coverage they need to buy
Condo unit owners need the insurance coverage from the Condo Master Policy and their individual unit owners policy to work TOGETHER to provide the unit owner with the right insurance protection
When you close on a condo, your bank may not require you to have a condo unit owner’s policy

In our office, we have had quite a few condo owners who did not realize they needed their own unit insurance. They were under the impression that the condo association had it all covered. Nope!

So if you are looking at condos or know someone who is, please be sure to check in with us to sort out all this condo confusion! We would be happy to review any condo documents you have, to provide you with the info needed to eliminate condo confusion!

Photo credit: Redfin.com

Posted in Condo Insurance, Home Insurance, Why You Should Have It.

← NewerA Funny Thing Happened on the Way to a Home Closing……

Older →Financial Spring Cleaning

Submit a Referral
Your Name or Business Name*
Your Phone*
Your Email Address*
Referral's Name or Business Name*
Referral's Phone*
Referral's Email Address*
Referral's Address*
Street Address Address Line 2 City State ZIP Code
CAPTCHA

Let's Get Started

Please complete the form below and we will contact you within two business days with your Individual/Group proposal.
Group/Individual Name*
Medical Director/Contact:*
Address*
Street Address Address Line 2 City State ZIP Code
Phone Number*
Email Address*
Best Time to Contact*
Day*
Preferred Contact Method*
Fax
Effective Date*
Contract*
- Occurence
- Claims Made
Limits of Liability
- $1,000,000 / $3,000,000
- $2,000,000 / $6,000,000
Medical/Surgical Specialty:*
Number of Physicians*
Number of Years Experience*
Have you or your Corporation/Partnership ever been involved in a Malpractice claim or suit, either directly or indirectly?
- Yes
- No
If yes, Explain briefly:
CAPTCHA

Let's Get Started

If you would like a Herlihy Insurance Group quote with all of our financial services options, please provide the info below and one of our local account managers will reach back out to you.

Whether you are looking to compare your current insurance program or obtain info for your new business we at Herlihy Group appreciate your inquiry look forward to Getting Started!
Name*
Email Address*
Phone Number
Best Time to Contact*
Day*
Preferred Contact Method*
How did you hear about us?
What type of Financial Services may we help you with?
- Group Health Insurance
- Life Insurance
- Disability Insurance
- Group Benefit Programs
- Long Term Care Insurance
CAPTCHA

Current Herlihy Insurance Group clients - Issue Your Own Certificates Now or use the form below

Name of Insured
Name*
Email*
Phone*
Certificate Holder Name*
Address*
Street Address Address Line 2 City State ZIP Code
Method to send certificate*
- Email
- Fax
- Postal
Where to send certificate*
Name of person completing this form*
E-mail of person completing this form*
Description of Job / Circumstance*
Will you need Waiver of Subrogation?*
- Yes
- No
Will you need an additional insured listed?*
- Yes
- No
If so, what is the name/names?*
Is there any specific verbiage needed?
Documents / sample Certificate from Certificate Holder for Reviewed
The next time you have a certificate request would you like to generate your own certificate of insurance from our online certificate program?*
- No
- Yes
CAPTCHA

Preferred Partner Contact Form
Preferred Partner name*
Preferred Partner email*
Buyer’s name*
Buyer’s date of birth*
Buyer’s current address*
Street Address Address Line 2 City State ZIP Code
Buyer’s email*
Buyer’s cell phone*
Location of property*
Street Address Address Line 2 City State
Date of closing*
Will you have a mortgage on this property?*
- Yes
- No
Upload a copy of the Property MLS sheet here.*
Anything else you would like to tell us about your request?
CAPTCHA

Update your policy
Name*
Email*
Phone
Old Address*
Street Address Address Line 2 City State ZIP Code
New Address*
Street Address Address Line 2 City State ZIP Code
Date of Address Change*
CAPTCHA

Have a Personal Insurance Question? Ask Us.
Name*
First Last
Email*
Phone*
Comment*
Email
This field is for validation purposes and should be left unchanged.

Request Your Account Review
Name*
Email*
Phone
Address*
Street Address Address Line 2 City State ZIP Code
New Address*
Street Address Address Line 2 City State ZIP Code
CAPTCHA

Interested in Insurance for Your Family?
Name*
First Last
Email*
Phone*
Name of your family member*
Name
This field is for validation purposes and should be left unchanged.