In our house “My Home Office” is not your typical home office but it is my spot where I keep my important stuff. Unfortunately for anyone who enters this space it can some times be some what of an obstacle course.
When I am working from home and I am finished with a “project” I usually deposit the “project” on the floor of my office. This strategy allows me to keep my working desk space quote clear. It does however create some what of a floor hazard. The theory is when I am done for the day, I tidy up the floor.
Inevitably I am never quite finished with my work project and convince myself that I will be back at night to finish up. Most nights, the “projects” remain on the floor until I pack up for my real office.
So I was thinking, what about your Home Office?
More and more of our clients are working from home or “taking” work home and this brings up a few interesting questions for these clients. What is actually in your home office?
How many computers and laptops? Business phones? Fax/Copier/Scanners? Client records or other “valuable” papers? Samples of products that don’t belong to you? Your client’s personal or business property? Expensive equipment that belongs to your company?
Are any clients coming to visit your home office?
Home Insurance policies were designed to provide protection for home owners. If you do work from home or are running a business from home, now is the time to check in on how your “business” things are insured. As the needs of homeowners have changed so has the policy and many home insurance policies can be modified to eliminate the “business” exclusions and add back in the business coverage that you may need.
A quick call or email to our agency with a ll of your home office updates would be a great way to ensure that you have the coverage you think you have on both your home and your business items that may be at your home!.
Now back to my home office to clean up that “project” I left on the floor.