Factual Statement or Slander?
Since most of us have been home more often during the past year, many of our clients and their family
members have become more engaged in some social media platforms and online neighborhood
activities. Most of the time It is great to experience feeling connected to others when we are limited
on when and how we can gather.
At times during the year we have witnessed online postings on different platforms that caused us to say.
“I can’t believe they just posted that! That is not true.”
Whether or not a statement is true or a statement you make online may be examples such as:
Slanderous: Act of harming a person’s reputation by stating something untrue about a person
Libelous: Defamation of a person’s reputation
Violation of Privacy: Discloses personal information of a person
If your Home, Condo or Apartment Insurance policy contains the additional coverage of Personal Injury,
you will likely have some insurance coverage if you or a household member are accused of this type of
misdeed.

Of course each incident will be different and the home insurance policy terms will provide the specifics
of what is covered or excluded.
We just want you to know that this inexpensive ($25) additional coverage should always be added to
your home, condo or apartment insurance policy.
We hope you will never need the Coverage for Personal Injury, but just to be safe, we think you should
select this coverage anyways!