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What is the Score? Credit Score Vs. Insurance Score

By cherlihy@herlihygroup.com on May 28, 2018

These days your “insurance score” may have a dramatic impact of the cost of your home insurance.

The term “insurance score” is essentially a rating that is computed by insurance companies. According to the insurance companies your score represents the likelihood of you filing and insurance claim during the time that you have coverage with that insurance company.

We at Herlihy Insurance do not necessarily agree with this insurance company theory. However we do have to work with and around these for our clients and insurance company partners.

Your credit score

SO we would like to share FIVE FACTS that every insurance buyer should know about their insurance score:

Your insurance score does have a large impact on the amount of premium you pay for your coverage.

Your insurance score is based on a combination of your credit score and your past insurance claim filing history

The higher your insurance score the lower the amount of your premium.

Posted in Personal and tagged credit score, home insurance, home insurance savings, insurance score.

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What is the Score? Credit Score Vs. Insurance Score

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