As one of our company partners stated, “ An old con is a new threat.” Our challenge is always how to get the message out about new risks to our clients. In today’s interconnected world, there are new challenges with “fraudsters” lurking in the anonymity of cyber space. Social engineering fraud is when a “fraudster” …
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Author Archives: cherlihy@herlihygroup.com
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Social Engineering Fraud and Your Business Insurance
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So who is living with you these days?
So who is living with you these days? Do you have a “co occupant” We don’t mean to be personal………….but we do want your insurance to work! If you happen to be living with a non relative person and you want to include them on your insurance, there are a few steps you should consider. …
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Service Line What?
Let’s take a look at a newer insurance coverage now offered on many home insurance policies! Each insurance company has a slightly different description of this coverage so it is always best to check for the details of this coverage with your insurer. Service Line Coverage provides payment for loss or damage resulting from a …
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Risky business: Two –thirds of homeowners are underinsured
The J.D. Power survey indicates that two thirds of most homes in the United States are underinsured. Is yours one of them? I think one of the most confusing parts of home insurance is that most consumers believe their policy limits are based on the real estate value of their home rather than the replacement …
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Protect Yourself with Renters Insurance
Several recent studies have indicated that only a third of all tenants have renters insurance. Respondents to these surveys often indicate that they believe the coverage is too expensive or that the coverage is provided by the landlord. Yet both of these assumptions are incorrect. First, the average renters premium is approximately $185 per year. …
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New Driver at your House?
Know the facts! We all know it costs more to have a newly licensed driver in our house and you get a lot less sleep as you are waiting for that car to come back into the driveway. A few expenses your new driver can avoid are the Junior Operator License Violation Penalties. These can …
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My Home Office
In our house “My Home Office” is not your typical home office but it is my spot where I keep my important stuff. Unfortunately for anyone who enters this space it can some times be some what of an obstacle course. When I am working from home and I am finished with a “project” I …
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Car Rental and Car Insurance
Well my husband is off on another business trip and that means that he will eventually be headed to a car rental counter in some airport. It is always a bit confusing to come out of a new airport in a new “rental” car and listen to a GPS to tell you which way to …
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Decline in Life Insurance
It has been stated that the percentage of households with life insurance coverage is at its lowest level in fifty years. Some 11 million households with children younger than 18, have no life insurance. Not really sure what I can single handily do about that, but I will try! Life insurance is purely a voluntary …
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Keeping Your Home Safe
The Federal Bureau of Investigation reports home burglary occurs in the United States every 13 seconds. About thirty percent of these occur through an unlocked window or door. There are numerous things a home owner can do to reduce his or her chance of being a victim of this unfortunate crime. Many of these are …
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