Although it is not yet officially the first day of fall, based on all of the vehicles on the road it certainly feels like summer is over.

Every road I travel is filled with cars, trucks and construction. Not sure where all these people were or where they are going now, but they are making the roads I travel very crowded.

Thought I would share my latest road adventure on Interstate 290!

Sunday night driving about 70mph (with the traffic in the middle lane) a box truck in front of me grinds to an abrupt halt. Being the safe driver that I am, I slam on my breaks and stop safely without rear-ending the truck. As I sat there, I was very concerned that I was going to get whacked from behind! As I am trying to figure out why we are stopped, a person comes running down 290 to get his golf cart, which has fallen off his trailer and is now in the middle of route 290. Now I am worried about the guy!

After several minutes of thinking, “ I am going to get clobbered here,” and “my car is going to be demolished,” I eventually got safely around this mess. The rest of the way home I thought how lucky I was!  And of course, I thought of my insurance.

If I had been hit, I do not have RENTAL coverage on my car that I really do need! That means my husband and I would have to share a car for many weeks, as car repair times are currently EXTREMELY long!

Why I am sharing my traffic story? There are more cars on the roads. There are more accidents even when you are a safe driver. Car repairs are taking a very long time at most auto repair shops.

Although I did not carry the rental coverage option on my car insurance, today I am going to add that coverage. If you need to drive your car every day and do not have a backup, you may want to do the same. Safe Driving!