This past weekend one of our Team Herlihy members shared her weekend experience with me.
Her neighbor’s home had a serous fire. Our Team Herlihy member graciously opened her home to her neighbors while the fire department did their job. It took several hours but the fire was extinguished and there were no injuries reported.
The property owner actually had all of her insurance documents and brought them over to review.
Did they have the “right coverage”? Did they have ENOUGH insurance? As we in our agency all know, no two insurance policies are exactly the same and it is worth your time to take a few minutes to have your insurance advisor review with you the “right coverage” and “enough coverage”.
As we head into the colder seasons where we are cooking more at home, burning candles, hanging decorations, lighting fireplaces or wood stoves, and utilizing different types of heating or generator machinery, the risk of a house fire does actually increase.
If you have not reviewed your home insurance policy within the last two years with your insurance professional, now is the time. To get your insurance protection right, you need to review what coverage options you have selected and which ones you have declined. Now is that time! We are Herlihy Insurance are here to help!
Of course none of this matters unless you have a loss and none of us ever think that is will be them calling the fire department!