Winter Newsletter: Saving Money on Your Insurance Program

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Car Insurance Savings Check List

✓ Build a Safe Driving Record: Discounts for drivers with clean driving records are substantial

✓ Get your bundling savings by placing all of your policies with our agency. Home/ Car/ Umbrella/ Boat/ Rental Property; The more we insure for you, the greater the discounts our companies offer.

✓ Insure multiple cars on the same policy

✓ Review pay-in-full discount options

✓ Ask us about group discounts — Membership Discount options: AAA, AARP or donate to Pan Mass or Veterans Group

✓ Get your car inspected every year and check the mileage recorded. Lower mileage on these inspections can earn you credits.

✓ Eliminate costly installment fees or late fees and have your premiums deducted automatically.

✓ Younger drivers: Let us know about good grades, if they’re away at school, or if they attended a “SKID” school

 

Home Insurance Savings Checklist

✓ Loss Free Credits are significant. Consider increasing your deductible to decrease your annual premium and maintain a loss free claims history.

✓ Get your bundling savings as mentioned above!

✓ Review Home Security Alarm System Savings. If you have an alarm system check that your policy has the right credit for this.

✓ Loyalty credits; Check that your company offers these over time. They can add up!

✓ Review Generator Credit Options

✓ Non smoker credits are offered by some companies

✓ Check that you have the correct limit of insurance on your home. Don’t under or over insure your home!

✓ Check that your mortgagee info is correct.

Posted in Business Insurance, Car Insurance, Current Events, Family, Home Insurance, Newsletter.
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