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March 10, 2024

As we Review Insurance Options with Many of our Clients, One Thing is for Sure….

…it is crazy out there! Here are a few quotes from notes we have received from our carrier companies during the first part of this year: “Due to their outsized impact on reinsurance costs, all dwelling risks (HO3, HO5 and Dwelling Fire) in these counties will be non-renewed at policy expiration starting in …
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February 21, 2024

Winter Newsletter: How Much Personal Liability Coverage Should You Have?

The amount of personal liability insurance that you should carry depends on your individual circumstances and needs. Some factors to consider when determining how much coverage you should have include: The value of your assets Your income The level of risk you’re exposed to in your daily life. ( Swimming Pools, Trampolines, Pets, Party host) …
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February 21, 2024

Winter Newsletter: Saving Money on Your Insurance Program

Car Insurance Savings Check List ✓ Build a Safe Driving Record: Discounts for drivers with clean driving records are substantial ✓ Get your bundling savings by placing all of your policies with our agency. Home/ Car/ Umbrella/ Boat/ Rental Property; The more we insure for you, the greater the discounts our companies offer. ✓ Insure …
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June 27, 2023

Newsletter Summer 2023 | Summer is a Great Time for Reviewing Your Insurance!

Why now? The personal insurance market place is changing. You can get a head of this now. Inflation, ion, frequency of natural disasters, higher claim costs for car and home repairs are all contributing to insurance market changes. Reviewing your coverage, discounts, deductibles, and cost to rebuild your house in todays’ environment are more important than …
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June 27, 2023

Newsletter Summer 2023 | A Reminder on Ride Sharing Services

If you are using one of these services for a ride, enjoy! If you or anyone you know is driving for a ride sharing company or food delivery service (like Uber Eats, or DoorDash), check that you understand what your car insurance policy DOES NOT COVER when you are working for the service. Be sure to check in with us!
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June 27, 2023

Newsletter Summer 2023 | Pools, Dogs & Barbecue Grills

What do all three have in common? This time of year our clients have more claim incidents related to these hot summer topics. We know you love your pools, dogs and grills. Here’s to keeping our people, pets and homes safe! POOL SAFETY With warmer weather comes an array of outdoor activities for the whole …
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June 27, 2023

Newsletter Summer 2023 | Your Personal Cyber Coverage

Cyber attacks have risen 238% since the start of the pandemic. As connected devices and smart home capabilities become more commonplace, users are at risk of falling victim to cyber crime. Is it time to take a look at the Personal Cyber Insurance coverage that you can add on to your home, condo or tenant …
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June 27, 2023

Newsletter Spring 2023 | April Showers Bring May Flowers

…and these showers typically also bring lots of water everywhere! If a pipe bursts inside your home due to flawed installation, your homeowners insurance policy will respond to this water damage. But, if your home floods due to a hurricane or storm, your homeowners insurance likely will not pick up the tab for the bill. …
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June 27, 2023

Newsletter Spring 2023 | The Importance of a Good Umbrella

At Herlihy Insurance, we like to say, ‘a good umbrella covers your Gaps and withstands the unplanned liability storms that may be out there.’ Did you also know that this is one of the lowest priced insurance policies out there that provides you with at least $1,000,000 of liability protection? If you own a home, have teen …
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June 27, 2023

Newsletter Spring 2023 | Who Owns That Home Anyway?

Over the past few years, many of our clients have been transferring ownership of their homes and rental properties to trusts, LLCs, and other types of entities. There are a number of benefits for these ownership updates. At Herlihy Group, we just want to remind all that these changes may have harmful and unintended insurance …
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