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June 27, 2023

Newsletter Summer 2023 | Summer is a Great Time for Reviewing Your Insurance!

Why now? The personal insurance market place is changing. You can get a head of this now. Inflation, ion, frequency of natural disasters, higher claim costs for car and home repairs are all contributing to insurance market changes. Reviewing your coverage, discounts, deductibles, and cost to rebuild your house in todays’ environment are more important than …
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June 27, 2023

Newsletter Summer 2023 | A Reminder on Ride Sharing Services

If you are using one of these services for a ride, enjoy! If you or anyone you know is driving for a ride sharing company or food delivery service (like Uber Eats, or DoorDash), check that you understand what your car insurance policy DOES NOT COVER when you are working for the service. Be sure to check in with us!
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June 27, 2023

Newsletter Summer 2023 | Pools, Dogs & Barbecue Grills

What do all three have in common? This time of year our clients have more claim incidents related to these hot summer topics. We know you love your pools, dogs and grills. Here’s to keeping our people, pets and homes safe! POOL SAFETY With warmer weather comes an array of outdoor activities for the whole …
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June 27, 2023

Newsletter Summer 2023 | Your Personal Cyber Coverage

Cyber attacks have risen 238% since the start of the pandemic. As connected devices and smart home capabilities become more commonplace, users are at risk of falling victim to cyber crime. Is it time to take a look at the Personal Cyber Insurance coverage that you can add on to your home, condo or tenant …
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June 27, 2023

Newsletter Spring 2023 | April Showers Bring May Flowers

…and these showers typically also bring lots of water everywhere! If a pipe bursts inside your home due to flawed installation, your homeowners insurance policy will respond to this water damage. But, if your home floods due to a hurricane or storm, your homeowners insurance likely will not pick up the tab for the bill. …
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June 27, 2023

Newsletter Spring 2023 | The Importance of a Good Umbrella

At Herlihy Insurance, we like to say, ‘a good umbrella covers your Gaps and withstands the unplanned liability storms that may be out there.’ Did you also know that this is one of the lowest priced insurance policies out there that provides you with at least $1,000,000 of liability protection? If you own a home, have teen …
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June 27, 2023

Newsletter Spring 2023 | Who Owns That Home Anyway?

Over the past few years, many of our clients have been transferring ownership of their homes and rental properties to trusts, LLCs, and other types of entities. There are a number of benefits for these ownership updates. At Herlihy Group, we just want to remind all that these changes may have harmful and unintended insurance …
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June 27, 2023

Newsletter Spring 2023 | What’s In Your Home?

Expensive artwork or jewelry: Just our spring reminder! Most insurance policies have a limit as to how much they’ll pay to replace specific items that are damaged or destroyed during a covered event, like a fire. If you have expensive jewelry or artwork, you may need to get a rider on your insurance policy to …
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October 15, 2022

Newsletter Fall 2022 | Certificates of Insurance and What They Mean for You!

Many of our clients are getting their homes updated, renovated, and repaired. We recently had a client who hired a handyman to work on a number of minor home fixes. Our client asked, “Why do I need a Certificate of Insurance?” We suggest that any property owner hiring a contractor or repair person confirm that …
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October 15, 2022

Newsletter Fall 2022 | Car Insurance Trends in 2022: Telematics and what you might like to know!

Telematics and Your Car Insurance There are now a number of car insurance companies in Massachusetts with approved Telematics programs. Telematics-powered auto insurance relies on in-car tracking devices to monitor your driving habits and tendencies. These devices track the times of day you drive, sudden changes in speed — like hard braking or rapid acceleration …
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