These days your “insurance score” may have a dramatic impact of the cost of your home insurance. The term “insurance score” is essentially a rating that is computed by insurance companies. According to the insurance companies your score represents the likelihood of you filing and insurance claim during the time that you have coverage with …
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Author Archives: cherlihy@herlihygroup.com
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What is the Score? Credit Score Vs. Insurance Score
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Welcome to Life Insurance Awareness Month!
We at Herlihy Insurance Group are committed to educating our client about insurance. Some time that job is tougher than we would like! Life insurance is typically one of the topics that many of our clients prefer not to discuss. We frequently hear, “ I am all set.” Or “That is too expensive.” Or “ …
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Weather in the news
Usually it is never a good thing when the weather makes the news! Last week torrential rains wreaked havoc on already flooded parts of southeast Texas as one major river has swelled to levels not seen in more than 100 years. Flash floods were an issue in many parts of Texas as a slow-moving storm …
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Fall Time and our Activities
At this point most of my friends and family are out of summer mode and into their various activities. Most of us no longer have time to sit on the beach but are off to driving people places and attending all kinds of meetings and activities. As you may be gearing up for any “unsummer” …
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The Back Niners – Trusts and Who Owns What
Whether you are on the “back nine of life” or not you are probably related to some one who is so we at Herlihy Insurance Group want to share a story about our client. For this story we will call them the Back Niners. The Back Niners were working with their estate attorney to organize …
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Tornadoes are a thing ——- Time to check out your insurance coverage.
Back in our school days we studied all types weather and I rarely remember any of these weather events happening around us. Now in the past 5 years we have had two tornadoes hit our direct area! Below is a photo from this week’s event. As I turned to get up from my desk, I …
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Take another Look at Trusts!
This week I was assisting a sibling with a question on flood insurance. Well technically I did not do the assisting. Our Herlihy Group Flood Guru answered the question, but during these conversations we were reviewing an individual’s home info. As we reviewed the client’s options we noticed that not only had the street number …
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Summer Life On The Liability Ledge
As we in Massachusetts completely enjoy our summer weather, some of us in the insurance world can be restless and here is why. Picture this – You are seated so comfortable in your beach chair, blue skies over head, cool beverages and friends by your side. You should not have a care in the world! …
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The Sun is Back and Solar Panels are “In”!
More and more solar panels are going up in area home and businesses. That’s great news for the environment and great news for saving money. So you can keep all the good news coming, if you added solar panels to your home, businesses or land, please give your insurance agent a call. These additional panels …
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Social Host Laws and Prom Time
This morning the office talk turned to prom time. The group was a bunch of guys so the usual hair, dress and nail discussions were not the topics! The topic was the “after party”. The proms and the parties are a right of passage for both kids and parents. We know that “after parties” or …
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