In the last couple of years, construction and inventory costs have risen significantly. Labor and material costs along with supply chain issues are some of the reasons for the drastic increase. If you haven’t reviewed your building and contents insurance recently, you are most likely underinsured. Below are some important areas to review. Building Limit …
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Author Archives: cherlihy@herlihygroup.com
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July Commercial Newsletter: Property Insurance
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In Massachusetts: Why Inspection Stickers Matter
It is an early morning at our house and we are heading into our respective cars to drive to work! My husband is still sporting the loaner car from his car repair place. If you have had an accident in the past year, you can probably relate to this! Car is in for repairs. Repairs …
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Kids and Summer Jobs!
At our house, we were on vacation for a week and enjoyed the sunshine and LOTS of company. During our vacation adventures, we saw many teenagers toiling away in their summer jobs! We saw nannies, lawn mowers, lifeguards, door dash delivery drivers, dog walkers, grill delivery kids, golf cart drivers, junk haulers, waiters/waitresses, sail …
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Newsletter Summer 2023 | Summer is a Great Time for Reviewing Your Insurance!
Why now? The personal insurance market place is changing. You can get a head of this now. Inflation, ion, frequency of natural disasters, higher claim costs for car and home repairs are all contributing to insurance market changes. Reviewing your coverage, discounts, deductibles, and cost to rebuild your house in todays’ environment are more important than …
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Newsletter Summer 2023 | A Reminder on Ride Sharing Services
If you are using one of these services for a ride, enjoy! If you or anyone you know is driving for a ride sharing company or food delivery service (like Uber Eats, or DoorDash), check that you understand what your car insurance policy DOES NOT COVER when you are working for the service. Be sure to check in with us!
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Newsletter Summer 2023 | Pools, Dogs & Barbecue Grills
What do all three have in common? This time of year our clients have more claim incidents related to these hot summer topics. We know you love your pools, dogs and grills. Here’s to keeping our people, pets and homes safe! POOL SAFETY With warmer weather comes an array of outdoor activities for the whole …
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Newsletter Summer 2023 | Your Personal Cyber Coverage
Cyber attacks have risen 238% since the start of the pandemic. As connected devices and smart home capabilities become more commonplace, users are at risk of falling victim to cyber crime. Is it time to take a look at the Personal Cyber Insurance coverage that you can add on to your home, condo or tenant …
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Newsletter Spring 2023 | April Showers Bring May Flowers
…and these showers typically also bring lots of water everywhere! If a pipe bursts inside your home due to flawed installation, your homeowners insurance policy will respond to this water damage. But, if your home floods due to a hurricane or storm, your homeowners insurance likely will not pick up the tab for the bill. …
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Newsletter Spring 2023 | The Importance of a Good Umbrella
At Herlihy Insurance, we like to say, ‘a good umbrella covers your Gaps and withstands the unplanned liability storms that may be out there.’ Did you also know that this is one of the lowest priced insurance policies out there that provides you with at least $1,000,000 of liability protection? If you own a home, have teen …
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Newsletter Spring 2023 | Who Owns That Home Anyway?
Over the past few years, many of our clients have been transferring ownership of their homes and rental properties to trusts, LLCs, and other types of entities. There are a number of benefits for these ownership updates. At Herlihy Group, we just want to remind all that these changes may have harmful and unintended insurance …
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