• How to Prevent Water Damage in Your Home

    A pipe bursts, a sump pump overflows, or a major appliance breaks down—these are just a few of the common ways that water may leak into your home and cause serious damage. The last thing a homeowner ever wants to find in their house is water dripping, trickling, or pooling where it’s not supposed to …

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  • Severe Flooding Reminds Us…

    Stalled cars sit abandoned on the flooded Interstate 635 Service Road on Monday in Mesquite, Texas. Photograph: Juan Figueroa/AP This recent severe flooding in our country reminds us all that our changing climate is impacting different parts of our country and world in many different ways. There is no question this is a complex issue …

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  • Water Backup and Sewer Claims

      While most home insurance clients are very focused on protecting against a loss from theft or fire, too many clients are ignoring the threat of water damage caused by the backup of sewer or drains. In Massachusetts, there are many areas in our state where sewer systems are over 85 years old, and other …

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  • Beware: Flood Insurance Pricing is Changing!

      This week we are talking a lot about flood insurance and the National Flood Insurance Program because the Federal Emergency Management Agency (FEMA)  has changed its rates in the Flood program.   Here are the highlights of the changes: FEMA’s revamped federal flood insurance rate system took effect Oct. 1, bringing historic changes to …

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  • Today’s Weather is Gorgeous!

      It is a mid-November day and 65degrees out in Worcester.  This is definitely a bonus day to enjoy. As we in insurance world enjoy the day (fewer claims when weather is clear!) we still have to deal with the following facts about weather in the US this year. As of November 1, severe weather …

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