• Deductibles: When More is Less!

    At Herlihy Insurance Group, we love new homeowners and sharing LOTS of good insurance info with them! Most of us are so excited about the home itself, we are not paying much attention to the pile of application and paperwork we need to sign. I had a great example of this when my niece recently …

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  • The Heat is On My Mind

    As we prepare for very cold winter temperatures this weekend, we are all grateful that our heating systems will be firing up and keeping us warm. In Massachusetts, home heating oil spills and leaks are an all too common problem. The culprit in most cases is the delivery or supply line that carries home heating …

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  • Newsletter Fall 2022 | The Weather, Natural Disasters, and Your Home Insurance

    This year we have witnessed mother nature’s wrath. We have seen tornadoes, wildfires, floods, and landslides devastate many homes and businesses. Although this part of the country has not been featured in news stories, we do think all home owners should know which types of damages are included in most policies, and when you need …

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  • Homeowners: Do You Know Your Rebuild Cost??

    As I enjoy summertime in our neighborhood, I recently came across these photos of these gorgeous cottages on Nantucket. The cottages range in size from 350 square feet to 2,200 square feet, and have sold for as much as $6.7 million. Several of these cottages were assessed at more than $10,000 per square foot. Needless …

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  • HOT HOT HOT!

      The weather is in the news! It is record breaking HOT in Massachusetts! How cool are you? At our house we had a bit of an AC issue and we also lost power for a while! So we are not that cool, but we are working on it!. As things stay warm, there are …

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  • Water Backup and Sewer Claims

      While most home insurance clients are very focused on protecting against a loss from theft or fire, too many clients are ignoring the threat of water damage caused by the backup of sewer or drains. In Massachusetts, there are many areas in our state where sewer systems are over 85 years old, and other …

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  • There is Nothing Quite Like “NO CAP” for Your Home Insurance!

      As we see all the impacts of rising construction costs around us, there is one finer point about Home Insurance that all home owners ask about. There is currently a home insurance policy available that offers “NO CAP” on your home’s rebuild limit. Sound too good to be true? It is a real thing. …

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  • Newsletter Winter 2022 | How Does Inflation in 2022 Impact Your Home Insurance?

      How Does Inflation in 2022 Impact Your Home Insurance? Inflation can affect homeowners insurance in multiple ways… labor and repair expenses have risen. Not surprisingly, the more expensive it is for home repairs, the more insurance coverage you may need on your home.   As with most things, location plays an important role in determining …

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  • Newsletter Winter 2022 | Home Is Where the Heart Is

      Home Is Where the Heart Is! Most will agree a home is not just a pile of bricks and mortar. Rather, a true “home” comprises much more, including everything inside it. How do I protect what really makes my house a home? Protecting the important stuff inside your home begins with an understanding what …

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