RESOURCES|BLOG|REFERRALS|PREFERRED PARTNER

CUSTOMER LOGIN

1.888.756.5159

Deductibles: When More is Less!

By cherlihy@herlihygroup.com on March 11, 2023

At Herlihy Insurance Group, we love new homeowners and sharing LOTS of good insurance info with them!

Most of us are so excited about the home itself, we are not paying much attention to the pile of application and paperwork we need to sign.

I had a great example of this when my niece recently emailed to say, “Hey, I need insurance — could you take care of that!?” Of course, I can and we will, but I fear she will have no interest in any material we share with her!

She just wants to get into her new house!

Back to my deductible comment! When we do review her home insurance options and coverage, we will take a moment to review the deductible option. A homeowners insurance deductible is the amount of money you will pay out of pocket before your insurance company will pay on the claim. You will choose your deductible amount when building your policy, but you will only pay a deductible if you file a claim.

This is when more is less! The higher your deductible, the more you will save on your premium.

We invite all homeowners to take the More is Less deductible review. Deductible options can range from $500 to $10,000. Check out your options to see if you want More for Less!

Photo source: National Association of REALTORS©

Posted in Home Insurance, Home Insurance Claim.

← NewerSnow Piles and Your Roof!

Older →Protecting Your Jewelry

Submit a Referral
Your Name or Business Name*
Your Phone*
Your Email Address*
Referral's Name or Business Name*
Referral's Phone*
Referral's Email Address*
Referral's Address*
Street Address Address Line 2 City State ZIP Code
CAPTCHA

Let's Get Started

Please complete the form below and we will contact you within two business days with your Individual/Group proposal.
Group/Individual Name*
Medical Director/Contact:*
Address*
Street Address Address Line 2 City State ZIP Code
Phone Number*
Email Address*
Best Time to Contact*
Day*
Preferred Contact Method*
Fax
Effective Date*
Contract*
- Occurence
- Claims Made
Limits of Liability
- $1,000,000 / $3,000,000
- $2,000,000 / $6,000,000
Medical/Surgical Specialty:*
Number of Physicians*
Number of Years Experience*
Have you or your Corporation/Partnership ever been involved in a Malpractice claim or suit, either directly or indirectly?
- Yes
- No
If yes, Explain briefly:
CAPTCHA

Let's Get Started

If you would like a Herlihy Insurance Group quote with all of our financial services options, please provide the info below and one of our local account managers will reach back out to you.

Whether you are looking to compare your current insurance program or obtain info for your new business we at Herlihy Group appreciate your inquiry look forward to Getting Started!
Name*
Email Address*
Phone Number
Best Time to Contact*
Day*
Preferred Contact Method*
How did you hear about us?
What type of Financial Services may we help you with?
- Group Health Insurance
- Life Insurance
- Disability Insurance
- Group Benefit Programs
- Long Term Care Insurance
CAPTCHA

Current Herlihy Insurance Group clients - Issue Your Own Certificates Now or use the form below

Name of Insured
Name*
Email*
Phone*
Certificate Holder Name*
Address*
Street Address Address Line 2 City State ZIP Code
Method to send certificate*
- Email
- Fax
- Postal
Where to send certificate*
Name of person completing this form*
E-mail of person completing this form*
Description of Job / Circumstance*
Will you need Waiver of Subrogation?*
- Yes
- No
Will you need an additional insured listed?*
- Yes
- No
If so, what is the name/names?*
Is there any specific verbiage needed?
Documents / sample Certificate from Certificate Holder for Reviewed
The next time you have a certificate request would you like to generate your own certificate of insurance from our online certificate program?*
- No
- Yes
CAPTCHA

Preferred Partner Contact Form
Preferred Partner name*
Preferred Partner email*
Buyer’s name*
Buyer’s date of birth*
Buyer’s current address*
Street Address Address Line 2 City State ZIP Code
Buyer’s email*
Buyer’s cell phone*
Location of property*
Street Address Address Line 2 City State
Date of closing*
Will you have a mortgage on this property?*
- Yes
- No
Upload a copy of the Property MLS sheet here.*
Anything else you would like to tell us about your request?
CAPTCHA

Update your policy
Name*
Email*
Phone
Old Address*
Street Address Address Line 2 City State ZIP Code
New Address*
Street Address Address Line 2 City State ZIP Code
Date of Address Change*
CAPTCHA

Have a Personal Insurance Question? Ask Us.
Name*
First Last
Email*
Phone*
Comment*
Phone
This field is for validation purposes and should be left unchanged.

Request Your Account Review
Name*
Email*
Phone
Address*
Street Address Address Line 2 City State ZIP Code
New Address*
Street Address Address Line 2 City State ZIP Code
CAPTCHA

Interested in Insurance for Your Family?
Name*
First Last
Email*
Phone*
Name of your family member*
Email
This field is for validation purposes and should be left unchanged.