Telematics and Your Car Insurance
There are now a number of car insurance companies in Massachusetts with approved Telematics programs.
Telematics-powered auto insurance relies on in-car tracking devices to monitor your driving habits and tendencies. These devices track the times of day you drive, sudden changes in speed — like hard braking or rapid acceleration — and your mileage to better predict your driving habits and create your premium.
Is telematics car insurance a good option for you?
This is a tricky question. Participation in most car insurance telematics programs is free — including the use of the tracking device. If you’re considering participation in a telematics program, the big question is: will my car insurance be cheaper without telematics? That comes down to whether you drive safely or not.
At Herlihy Insurance Group, we want you to know we do have these programs available for your review. They are fairly new in the Massachusetts marketplace, so we are still looking for more data on actual client savings! Once that data is in, we will share it with you. Savings results will vary greatly by driver!!