There is no question that since Uber arrived in Massachusetts in 2011 and Lyft in 2013, the way we get around has really changed. I am always amazed at the different drivers that transport us around. I always like to ask, how they like the work and usually get a sense of whether they are …

It was dinner time at our house again and as my daughter detailed the events of her day, we began a conversation discussing her using a company car for attending a monthly meeting. Yes, this does sound like another boring dinner discussion but we did review a few items that ANYONE who has a Massachusetts …

Snowmobiling is a risky winter sport for a number of reasons. The speed these machines can travel, the fact that trails can be multi-use, and the high likelihood of compromised visibility can make snowmobiling tricky. Snowmobile insurance is not required in every state, but it is mandatory in some states, and in some parks and …

If you are a property owner that rents out your property for any short term rentals this new law needs your attention. “An Act Regulating and Insuring Short-Term Rentals” is now on the books in Massachusetts.  This was passed in December, 2018 and takes effect on or after any bookings being made now or after …

You may think we have the most boring dinner conversations ever, but we are back to the topic of cyber security again this week! Incase you missed the news, the Marriott  experienced a major data breach recently spanning throughout the whole chain and its brands (Starwood, Sheraton, Residence Inn, Courtyard, and many more) Data-protection experts …

Now that the weather has cooled off we are back with more family dinners at our house! Last night’s dinner conversation involved my daughters first hand witnessing of cyber fraud. Short story – goes like this….. A client was purchasing a property and the closing for the sale was scheduled for Friday. The client received …

Driving Records can Impact Your Car Insurance Pricing in 2018 more then ever before! At our agency we are seeing a new twist on Massachusetts car insurance pricing thats impacted by accidents and driving records. We think this information is worth sharing with you. Prior to 2018 most Massachusetts car insurance companies did not include …

This past year the weather certainly has been stormy! We have all followed the stories of hurricanes, wild fires and other severe weather incidents in our country. I must admit I always thought, aren’t we fortunate not to have any of that type of weather here around us! Yet bizarre weather continues to occur. As …

As a Homeowner you probably maintain your home insurance policy and you may be thinking, what else could I need? But have you reviewed the option of adding Home Equipment Breakdown Coverage? Equipment Breakdown Coverage extends the basic home insurance policy to cover such things as: Expenses associated with repairs or replacement of covered equipment …

The majority of us have our personal information out in the digital world. If you do anything online these days you have been entered into a world of cyber risk! The internet has taken us into a digital world where identity theft, ransomware and computer viruses have the potential to be just as destructive as …