As I enjoy summertime in our neighborhood, I recently came across these photos of these gorgeous cottages on Nantucket. The cottages range in size from 350 square feet to 2,200 square feet, and have sold for as much as $6.7 million. Several of these cottages were assessed at more than $10,000 per square foot. Needless …
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Author Archives: cherlihy@herlihygroup.com
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Homeowners: Do You Know Your Rebuild Cost??
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HOT HOT HOT!
The weather is in the news! It is record breaking HOT in Massachusetts! How cool are you? At our house we had a bit of an AC issue and we also lost power for a while! So we are not that cool, but we are working on it!. As things stay warm, there are …
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Beware the Crypto Crime!
Recently a report from the FTC reported that over 46,000 people lost over $1 billion in cryptocurrency from scams since 2021. The losses have increased six times what was reported in 2018. Here are a few facts from that report: $4 out of every $10 lost on social media was lost through a payment …
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Pandemic Dogs!
According to the American Society for the Prevention of Cruelty to Animals more than 23 million Americans – about 1 in 5 – adopted a pet during the pandemic. The pictures are all adorable. The new household habits created by these pets – interesting. For those that still have their pets, do take a moment to check your …
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Buying Your Insurance Online?
Buying your insurance online is always an option, and at Herlihy Insurance Group we say: Buyer beware! And Check in Here! There is no question that anyone with a credit or debit card can probably purchase insurance online. Many online companies make their sites simple and easy to input your payment method. When we speak …
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Celebrating Birthdays and Disability Insurance
As I recently celebrated birthdays with an octogenarian and a nonagenarian, at both events we marveled at the activities that these birthday people were enjoying! As we were celebrating, we also shared recent events impacting the lives of a few friends. Two previously healthy friends in their 50s and 60s have encountered some significant health …
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Water Backup and Sewer Claims
While most home insurance clients are very focused on protecting against a loss from theft or fire, too many clients are ignoring the threat of water damage caused by the backup of sewer or drains. In Massachusetts, there are many areas in our state where sewer systems are over 85 years old, and other …
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Beware: Flood Insurance Pricing is Changing!
This week we are talking a lot about flood insurance and the National Flood Insurance Program because the Federal Emergency Management Agency (FEMA) has changed its rates in the Flood program. Here are the highlights of the changes: FEMA’s revamped federal flood insurance rate system took effect Oct. 1, bringing historic changes to …
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There is Nothing Quite Like “NO CAP” for Your Home Insurance!
As we see all the impacts of rising construction costs around us, there is one finer point about Home Insurance that all home owners ask about. There is currently a home insurance policy available that offers “NO CAP” on your home’s rebuild limit. Sound too good to be true? It is a real thing. …
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Property Damage and Your Car Insurance
In Massachusetts we have a required car insurance coverage of property damage. Since there are 12 coverage parts to this policy, I feel like this one gets over looked frequently. These days as we watch escalating car values and increased costs of just about everything, it is time to take a quick look at …
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