Cyber Crime Most businesses do the majority of their banking and bill paying online. This, combined with an increase in remote working, has increased our vulnerability to several crime losses. In the past, most of these types of losses were happening to large businesses. Recently we have seen these types of claims in small and …
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Author Archives: cherlihy@herlihygroup.com
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Commercial Newsletter | March 2022
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Newsletter Winter 2022 | REMINDER: Smoke & Carbon Monoxide Detectors
It’s Winter Time! Please Remember… Keep the Inside of Your Home or Business Safe with Smoke and Carbon Monoxide Detectors To help make your winter even safer, we recommend that you take the time to test your smoke and carbon monoxide detectors. A smoke detector is the most effective way to detect smoke from a …
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Newsletter Winter 2022 | How Does Inflation in 2022 Impact Your Home Insurance?
How Does Inflation in 2022 Impact Your Home Insurance? Inflation can affect homeowners insurance in multiple ways… labor and repair expenses have risen. Not surprisingly, the more expensive it is for home repairs, the more insurance coverage you may need on your home. As with most things, location plays an important role in determining …
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Newsletter Winter 2022 | What You Need to Do if You Are in a Car Accident
What You Need to Do if You Are in a Car Accident Being involved in a car accident can be a stressful, confusing experience. If you need to file a claim, you’ll be counting on your insurance company’s knowledge and Herlihy Insurance to help you. We all know that accidents happen. When they do, it’s important …
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Newsletter Winter 2022 | 3 Easy Ways to Reduce the Risk of a Car Crash
3 Easy Ways to Reduce the Risk of a Car Crash As Route 95 was just declared the most dangerous road in the country, we thought it was a good idea to share ways to reduce your risk of a car crash. You can take control of your next trip, whether it’s across the …
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Newsletter Winter 2022 | Home Is Where the Heart Is
Home Is Where the Heart Is! Most will agree a home is not just a pile of bricks and mortar. Rather, a true “home” comprises much more, including everything inside it. How do I protect what really makes my house a home? Protecting the important stuff inside your home begins with an understanding what …
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Newsletter Winter 2022 | Vacation Time & Rental Coverage
Vacation Time and Rental Car Coverage Some of our clients are flying to warmer destinations and facing that question from the car rental representative, “would you like to add insurance?” People tend to have the vague notion that they don’t really need to buy rental car insurance – which somehow is covered already. With just …
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Commercial Newsletter February 2022
Building Insurance Most commercial properties (and homes) don’t have enough insurance. If you haven’t updated your coverage in the last few years, you are most likely underinsured. Why the higher costs? Increased costs in labor, materials and updated building codes are a few reasons. Also, most contractors have plenty of work so they do not have …
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Home Based Businesses
Home based businesses are growing and changing! A recent study from the insurance industry indicated that there are more than 15 million home based businesses in the United States. The study also shared that most home based entrepreneurs have a few common motivators. Pursuing a passion Being your own boss Pursuing a “side hustle” Many …
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Time to Clean Up those Beneficiaries?
…it is at our house! The last time my husband and I reviewed our “beneficiaries” we had different jobs, no grandchildren, and no in-laws! So, as we start the new year, we are going back through all of our “things” to check that we have accurate information on our Wills, Life Insurance, 401k Accounts, and …
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