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March 26, 2023

March Commercial Newsletter: Co-Insurance

Co-Insurance What You Don’t Know May Hurt You Insurance policies are legal contracts that have exclusions, limitations and other stipulations that affect your claim payment. With the increased cost of materials and labor, having the correct amount of insurance is crucial. Most people think that they can collect up to the amount of insurance …
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March 11, 2023

Deductibles: When More is Less!

At Herlihy Insurance Group, we love new homeowners and sharing LOTS of good insurance info with them! Most of us are so excited about the home itself, we are not paying much attention to the pile of application and paperwork we need to sign. I had a great example of this when my niece recently …
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February 3, 2023

The Heat is On My Mind

As we prepare for very cold winter temperatures this weekend, we are all grateful that our heating systems will be firing up and keeping us warm. In Massachusetts, home heating oil spills and leaks are an all too common problem. The culprit in most cases is the delivery or supply line that carries home heating …
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October 15, 2022

Newsletter Fall 2022 | Certificates of Insurance and What They Mean for You!

Many of our clients are getting their homes updated, renovated, and repaired. We recently had a client who hired a handyman to work on a number of minor home fixes. Our client asked, “Why do I need a Certificate of Insurance?” We suggest that any property owner hiring a contractor or repair person confirm that …
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October 15, 2022

Newsletter Fall 2022 | What Is In A Name?

… A LOT when you are working on your insurance program! Your insurance policy is your contract with the insurance company, and we need to make sure it is accurate. During the past five years many of our clients have updated their property ownership to newly created trusts or LLCs and some have transferred ownership …
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October 15, 2022

Newsletter Fall 2022 | The Weather, Natural Disasters, and Your Home Insurance

This year we have witnessed mother nature’s wrath. We have seen tornadoes, wildfires, floods, and landslides devastate many homes and businesses. Although this part of the country has not been featured in news stories, we do think all home owners should know which types of damages are included in most policies, and when you need …
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September 15, 2022

Severe Flooding Reminds Us…

Stalled cars sit abandoned on the flooded Interstate 635 Service Road on Monday in Mesquite, Texas. Photograph: Juan Figueroa/AP This recent severe flooding in our country reminds us all that our changing climate is impacting different parts of our country and world in many different ways. There is no question this is a complex issue …
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September 2, 2022

Local 3 Family Fire: Home a Total Loss

Thankfully no residents were injured but the fire fighters had a tough job at this recent fire in Lynn, MA. Unfortunately for the home owner it appears that this is a total loss. No one thinks it can happen to them. Accidents, fires, lightning strikes… they can happen to anyone. If you do own a …
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August 17, 2022

Homeowners: Do You Know Your Rebuild Cost??

As I enjoy summertime in our neighborhood, I recently came across these photos of these gorgeous cottages on Nantucket. The cottages range in size from 350 square feet to 2,200 square feet, and have sold for as much as $6.7 million. Several of these cottages were assessed at more than $10,000 per square foot. Needless …
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July 25, 2022

HOT HOT HOT!

The weather is in the news! It is record breaking HOT in Massachusetts! How cool are you? At our house we had a bit of an AC issue and we also lost power for a while! So we are not that cool, but we are working on it!. As things stay warm, there are …
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1.888.756.5159

Deductibles: When More is Less!

The Heat is On My Mind

Severe Flooding Reminds Us…

Local 3 Family Fire: Home a Total Loss

Homeowners: Do You Know Your Rebuild Cost??

HOT HOT HOT!

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