As we officially enter our spring season many homeowners start to think about home remodeling! There are no questions that remodeling a home is exciting! For many of our personal lines clients it can be the second biggest expense of their lives after the purchase of their home. So we like to review the insurance …

We always check in with our clients on their liability limits. Do you have “enough”? How much does it cost to have more? We can always figure out the how much it costs part. As for the “Do you have enough?” part… if we could only see the future! We always spend a lot of …

Last week another substantial fire occurred in Worcester. Seven individuals went to the hospital and initial reports indicate that  fourteen people were displaced. Every time we see a fire on the news our office typically then goes through the list of insurance coverage we hope that building owner purchased. This week we spent some time …

Last week a group of account managers were reviewing some coverage differences on a few policies. Yes, I know this sounds dreadfully boring, but it is our job here at Herlihy Insurance to know this stuff and our team takes great pride in knowing how policies work. We always need the basics about your property, …

The destructive tornado damage that occurred this week in Alabama reminds us all of the power of mother nature. I was not around but my parents were for the tornado in June of 1953. This tornado had stayed on the ground for ninety minutes and traveled across 48 miles . To date the Worcester tornado …

We really do review other topics at our house, but there was a tragic car accident all over the news. It was a slippery road night in upstate New York and a car was stopped in the middle of the highway. According to reports a driver went to pass the vehicle stranded on the highway and …

There is no question that since Uber arrived in Massachusetts in 2011 and Lyft in 2013, the way we get around has really changed. I am always amazed at the different drivers that transport us around. I always like to ask, how they like the work and usually get a sense of whether they are …

It was dinner time at our house again and as my daughter detailed the events of her day, we began a conversation discussing her using a company car for attending a monthly meeting. Yes, this does sound like another boring dinner discussion but we did review a few items that ANYONE who has a Massachusetts …

Snowmobiling is a risky winter sport for a number of reasons. The speed these machines can travel, the fact that trails can be multi-use, and the high likelihood of compromised visibility can make snowmobiling tricky. Snowmobile insurance is not required in every state, but it is mandatory in some states, and in some parks and …

If you are a property owner that rents out your property for any short term rentals this new law needs your attention. “An Act Regulating and Insuring Short-Term Rentals” is now on the books in Massachusetts.  This was passed in December, 2018 and takes effect on or after any bookings being made now or after …