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June 27, 2023

Newsletter Spring 2023 | What’s In Your Home?

Expensive artwork or jewelry: Just our spring reminder! Most insurance policies have a limit as to how much they’ll pay to replace specific items that are damaged or destroyed during a covered event, like a fire. If you have expensive jewelry or artwork, you may need to get a rider on your insurance policy to …
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October 15, 2022

Newsletter Fall 2022 | Certificates of Insurance and What They Mean for You!

Many of our clients are getting their homes updated, renovated, and repaired. We recently had a client who hired a handyman to work on a number of minor home fixes. Our client asked, “Why do I need a Certificate of Insurance?” We suggest that any property owner hiring a contractor or repair person confirm that …
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October 15, 2022

Newsletter Fall 2022 | Car Insurance Trends in 2022: Telematics and what you might like to know!

Telematics and Your Car Insurance There are now a number of car insurance companies in Massachusetts with approved Telematics programs. Telematics-powered auto insurance relies on in-car tracking devices to monitor your driving habits and tendencies. These devices track the times of day you drive, sudden changes in speed — like hard braking or rapid acceleration …
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October 15, 2022

Newsletter Fall 2022 | What Is In A Name?

… A LOT when you are working on your insurance program! Your insurance policy is your contract with the insurance company, and we need to make sure it is accurate. During the past five years many of our clients have updated their property ownership to newly created trusts or LLCs and some have transferred ownership …
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October 15, 2022

Newsletter Fall 2022 | The Weather, Natural Disasters, and Your Home Insurance

This year we have witnessed mother nature’s wrath. We have seen tornadoes, wildfires, floods, and landslides devastate many homes and businesses. Although this part of the country has not been featured in news stories, we do think all home owners should know which types of damages are included in most policies, and when you need …
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February 27, 2022

Newsletter Winter 2022 | REMINDER: Smoke & Carbon Monoxide Detectors

It’s Winter Time! Please Remember… Keep the Inside of Your Home or Business Safe with Smoke and Carbon Monoxide Detectors To help make your winter even safer, we recommend that you take the time to test your smoke and carbon monoxide detectors. A smoke detector is the most effective way to detect smoke from a …
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February 27, 2022

Newsletter Winter 2022 | How Does Inflation in 2022 Impact Your Home Insurance?

How Does Inflation in 2022 Impact Your Home Insurance? Inflation can affect homeowners insurance in multiple ways… labor and repair expenses have risen. Not surprisingly, the more expensive it is for home repairs, the more insurance coverage you may need on your home. As with most things, location plays an important role in determining …
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February 27, 2022

Newsletter Winter 2022 | What You Need to Do if You Are in a Car Accident

What You Need to Do if You Are in a Car Accident Being involved in a car accident can be a stressful, confusing experience. If you need to file a claim, you’ll be counting on your insurance company’s knowledge and Herlihy Insurance to help you. We all know that accidents happen. When they do, it’s important …
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February 27, 2022

Newsletter Winter 2022 | 3 Easy Ways to Reduce the Risk of a Car Crash

3 Easy Ways to Reduce the Risk of a Car Crash As Route 95 was just declared the most dangerous road in the country, we thought it was a good idea to share ways to reduce your risk of a car crash. You can take control of your next trip, whether it’s across the …
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February 27, 2022

Newsletter Winter 2022 | Home Is Where the Heart Is

Home Is Where the Heart Is! Most will agree a home is not just a pile of bricks and mortar. Rather, a true “home” comprises much more, including everything inside it. How do I protect what really makes my house a home? Protecting the important stuff inside your home begins with an understanding what …
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