Archive for the ‘Real People & Their Real Stories’ Category

Why We Have Our Business

Posted on: July 20th, 2016 by Personal Insurance No Comments

To put it simply we provide insurance protection for people’s stuff.

During the past ten years our agency has had six total house fires. Typically this is not something that I dwell on in mid-July when half of our clients appear to be on vacation, but this recent fire picture that was emailed to me reminded that anything can happen!

First here is my photo:

Fire on Figure

A few facts about house fires from the National Fire Protection Association…

In 2014 there were 1,298,000 fires reported in the United States that caused $11.6 Billion in property damage.

One home structure fire was reported every 86 seconds.

When I review data like this, I think of all of our families, clients and friends.

  • Do they have enough insurance to replace their home if it is destroyed?
  • Do they have “ordinance of Law” coverage so that they can have the additional funds they may need to rebuild with today’s building code?
  • Do they have all their smoke detectors and or fire alarms working so no one gets injured?

I hope so! If you are not sure, just check in with your agent on these things. It really is worth the effort.

As a business we really do enjoy protecting people’s stuff, but we really need your help to make certain that the insurance protection you select continues to be adequate.